If you're one of the estimated millions of self employed people in the UK, or your employed with irregular income perhaps have working styles which are different slightly from the norm, you'll benefit from using a self cert mortgage, self certification mortgages & remortgages for the self employed, employed , contractors and other people who find it hard to prove their income.

Lenders in the UK take a cautious view of the self employed, however a number of mainstream and specialist lenders provide a solution for the self employed through self certification mortgages.

With a true self cert mortgage, you make a declaration as to what your income is, but you do not need to provide any proof. You simply state what your likely income will be, rather than providing documentary evidence such as accounts, P60s or payslips.